At 26 years old Galina Derevyanchuk Zavodoukovsk from the city of Tyumen region - a businesswoman with experience and expertise. In her career there were ups and fall sick, but the determination and ability to analyze their mistakes in the business allowed her to succeed. Training - his first business, I ventured, when I was in ninth grade school in the town of Kovel, Volyn region of Ukraine - smiles, remembering, Galina. - At the break, or "unimportant" lessons I wrote for my classmates works by Ukrainian and foreign literature. Initially the fee received "through the buffet - cakes and hot dogs. When the order was a lot of them began to take money - the equivalent of five rolls with sausages. Word of mouth - the best advertising - and soon my for my writings has already formed a queue of students who have neglected the three (!) Of the neighboring schools. My parents knew I was for the money helps children understand the lessons, but, of course, had no idea of ??the extent of "business"! I tried to sew clothes custom-made for her friends, but such work requires concentration every second and I have poor eyesight ... And friends are always asked to "cheap", and really make money on the sewing did not happen. Just then my girlfriend Ivanka invited for a box of expensive chocolates to buy from a common friend "franchise" - the right to sell to employees near market ready home cooked meals. I enthusiastically agreed, and got up every morning, no light, no dawn to cook 40-50 servings of mashed potatoes, a hundred burgers, great pan gravy, and three "basin" of different salads. True, we are engaged in this business, just three months: the fall I went to work in Odessa. Two years later, fascinated by profession a journalist, she was admitted to the relevant specialty in the National University named after Mechnikov. In the morning, Galina was at a lecture in the evening - on the job. She managed to combine the responsibilities of both interpreter, editor, proofreader and a secretary in his own high school - but that money girl missing entirely "to life." Once in the administration building was a fire, and Gale had to shoulder the responsibility for organizing the move and then work on a new place - in what is called extreme mode. Since then, she likes to be around all the rages and me: "If work becomes monotonous, so it's time to change something!". Try - not torture As a third-year student, Gal on a popular Internet forum met with the programmer and businessman Mikhail Sedinkinym. Began a virtual-real romance. Michael came to Odessa twice: the first time - to meet personally with the bride, and secondly, to make the Gala a proposal and bring her to his home, in the Tyumen region. Young in such a hurry to the airport, which is not even drove to the University of documents. Now his wife live in a small town Zavodoukovsk Tyumen region. Town known for its hot springs, where people come to receive treatment from different areas of the country. Soon after the wedding, Galina realized that an interesting and well-paid job in this city she did not find ... My husband, of course, suggested that instead of spending money and enjoying life - and Galya, of course, agreed. Meanwhile, promising sawmill business Michael has suddenly become a crumble ... It turned out that they are with a partner and friend Victor absolutely do not know specifics of the sawmill business. It was necessary to choose suitable materials, to prepare a deal first with respect to its purchase, then - for the sale of finished boards ... To make your company competitive, they have several loans for the purchase of new equipment. But failed to restore a sawmill - profit is not even enough to pay monthly fees to banks ... Michael and Victor had no choice but to sell the sawmill and the money to pay off some loans. Outstanding debts companions divided equally and uniformly paid so far - Fortunately, this unhappy business experience, not only did not destroy their friendship, but even made it more robust! - Says Galina Derevyanchuk. - Recently, Mike and Victor discussed this phase of his life. They finally talked openly and admitted that the collapse of the business to blame themselves. Accounting for the money - income and expense - to sawmill was carried out, to put it mildly, in a slipshod manner. Both partners have managed the assets of the enterprise as if it were their personal stash: taking on personal spending as much as they wanted. From the outset, they spared money for a thorough business plan, not calculated the profitability of the enterprise to pay regular fees on loans were thinking at the last moment ... It is especially insulting to realize because the university degree Misha says "Specialist Finance and credit" Experience - son mistakes or errors of difficult women in business about the same time Galya and her sister Elena and her husband more from boredom than to earn some money decided to open a network of flower shops under the name "Cactus". Idea was "a million": to dazzle customers with new ideas, went to prestigious expensive courses for florists, ordered all shops special furniture to individual design ... paid for the girls all this, as you might guess, lending money - but it turned out that residents of such Zavodoukovsk refinements are not needed - it would be "cheaper, but richer" ... Because of this, and without that little interest to the flowers gone I have finally - says Galina. -. All the more so for the goods to us with her husband had to travel to Tyumen. It takes a whole day, though his numerous undermining Programming Misha 12 hours to earn more than we do with Lena last week, selling flowers ... "finished off" "Cacti" financial crisis: due to the appreciation of the currency rose and flower prices which, of course, had been imported from warmer climates. Simultaneously reduced and income residents: some roses instead began buying chrysanthemums, others completely rejected these "unprofitable" expenses ... In general, in the spring, we filed a statement on the city administration to close the business. Later, we estimate that in the "Cactus" was invested more than 500 thousand rubles, most of them - a bank loan. After the sale of furniture and equipment, Lena and I "shared" loan balance, and now his little pay. Conclusions that the business idea must necessarily be of interest to you, and that for the sake of establishing their own affairs is undesirable to resort to small business lending, have cost us dearly Reserve attempted After closing sawmills Michael briefly worked at a local autosorsingovoy company, simultaneously in three places by working part-time and at night picking up his private orders. And then, when the company started having problems - lack of understanding with customers, delays in salary - they Galya consulted and decided to take the third business a try. May 6 Michael has registered in a new company - OOO "Composite". Only now to the point they approached responsibly, taking into account all the previous mistakes of business and created fault of their own problems. The main specialization of the new firm - programming in 1C and repair computers. The first members of "Composite" became nine colleagues Michael with previous work. Loyal customers are also immediately started thinking of the his: the most important fact - the quality of work rather than the company name in the payment. Founder and director in one person, Sedinkin engaged in training new employees, supervises the implementation of all projects personally served vip-clients. All internal organizational work - payments, purchase materials, advertising, work with suppliers and ordinary customers - lies on Galina, first deputy. In addition to spouses, "Composite" employs nine staff: Consultant 1C, four programmers and two technicians 1C programmer. Accountants and lawyers working in combination. "I regularly count up the efficiency of each employee, so the company are only those people who bring real profits and not hold a job" - tough, but rightly says Galina. Galina and Michael are "composites" very seriously and our own mistakes in business is not repeated. I remember my bad experience "pulling" money from the company now employs about "a zero" - in the future and reputation. Therefore, no new loans for business development are not taken. In a rented office staff brought their own computers, and shelves, cabinets and desks, "was inherited by" from flower shops. The rest is acquired as needed. And let the furniture of different styles together is not combined, but not bought on credit. - In order not to ruin the company, we asked an accountant to charge her husband until the minimum wage. We live on the additional earnings: the husband earns money repairing computers and programming in three other firms, and I - design of flowers and garlands of premises, which will be held a celebratory banquet. For the development of "composite" will soon have to spend money on exams - sertefitsirovanie 1C according to the requirements for some staff, an advertising campaign, the purchase of new equipment. Mischa wants to add to our profile of retail computers and their parts, and set in some of the payment terminals to earn a percentage of the transaction. Later, going to start to provide programming services 1C via the Internet, and perhaps open a branch office in Yalutorovsk. And "Composite" is the dealer for the sale of software for small business tax, pension social contributions. For a fee of its employees are trained employees of the firm, the buyer all the details of the new program. And our personal plans - simple and close to almost all young married couples: we want to hurry to buy their own apartment, and so organize the work of the company, to be without concern for employees and customers are away on vacation. The Board of Galina Derevyanchuk: "Work so that your business income exceeded at least not much cost for its development. Have additional sources of income - to support his family. Straight from tomorrow's start to collect his family stabilization fund (10 percent each (!) Income) - in case of trouble he will rescue you cool! Make the kind of business that you really interesting, and always believe in luck! Do not make the above mistakes women in business! Do not make the above mistakes women in business! ". Olga Milto.
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