CRISIS: Effective investment of money

With the emergence of financial crisis, the question arose: "How to effectively invest money, if it is impossible to predict the behavior of world currencies and sectors of the financial market?" This problem is greatly exacerbated after bloggers and journalists picked up the people's panic, for which the theme of the global financial crisis - the main. This category of "punchers" give their advice vied with each other. But as it turns out in fact, their beliefs are echoes of former times, when these recommendations sound as convincing and focused primarily investing in securities. In one of Moscow's publications was an analytical article, which examines the current state of the real estate market, and the author comes to the conclusion that the most efficient way and effective investment of money are precious metals. Among them, he highlights the gold and platinum. If we consider the history of contributions to the field, then, indeed, precious metals may be the best solution. But there are two important points. Firstly, in the case of buying the precious metal to pay the government 18% VAT, which the sale of bullion are not returned. Therefore, in order to stay in the "plus" will have to wait until the bar does not go up over the same 18%. Secondly, if you conduct transactions with a "metal" accounts, then, in the case of excessive demand, there will be a natural jump in prices for conventional programs and ounces. Since they do not provide a real mass of precious metals, it is easy to imagine what will happen to the value of "virtual" metal stocks in the case after the crisis, investors will decide to convert their savings into foreign currency. This will lead to a new economic crisis. From this it follows that this method of savings and growth of their money comes to healthy economic conditions and financial market stability. In this case, investment funds rush is minimized, and the possibility of skyrocketing prices and an equally rapid fall to negligible. Hence the conclusion: in all situations avoid the alarmists, they create a baseless illusion. Real estate will not get cheaper. In any case, there will be a situation that as a result, investments in real estate had a negative return.