Why is Russia a small business still can not properly credited?

Despite the fact that the policy of the Russian Federation is actively fighting for the survival of small businesses in the country, providing all sorts of targeted programs for start-ups, loans remain problematic. Why is this happening, tried to answer the phone bankers: The fact is that due to the simplified modalities opening a small business wanting to open his own business has increased two and even three-fold. And, therefore, that the need for small business lending has increased almost 80%. But, unfortunately, is not yet known, because of the banks or the borrowers themselves, credits will receive only 20% of above 80%. What's the matter? Why does a small business in Russia can not beat for a loyal lending conditions? From the words of the source: "First, it is the opacity of this kind of business, because at the legislative level, everything is done to reduce administrative burdens on business given link. Secondly, the impossibility of entering into a loan secured by the property, since most want to start their own business do not have this property. And finally, third - the banks are not used to trust SMBs in Russia. " Why is it so, but because of bankers explain that in Russian society a small business was formed relatively recently, and those who had previously passed off as a state of emergency, is often glorified as "malicious," defaulters ". It is for this reason, most respectable citizens of Russia are still faced with distrust on the part of banks. Banks call for regional funds to participate more actively in the development of small businesses and their support is so MPs who have been denied credit.