According to a source of Udmurtia, a small business the edge has become more careful to take out loans, or rather, reduced the number of applicants to receive credit for small business development. According to experts Savings Bank of Russia the number of applications for loans to small businesses fell almost in half. Says head of department of Sberbank of Russia in Udmurtia, Olga Stolbova, small businesses now think twice before taking a loan, so the number of loans granted to small business development halved when compared with the fall of 2008. The specialists of the most popular credit for small businesses Udmurtia is a loan for working capital. The total number of loans to small businesses Udmurtia in 2009 is 2 billion rubles. Usually, this loan on the average amount of 1,5 million rubles. During 2009 the share of Sberbank branch in Udmurtia in lending to small and medium businesses increased by 14%. The amount of overdue payments on loans in the Udmurt Republic has increased by 10 times, or more precisely from 10 to 100 million rubles. Savings Guide to somehow improve the situation, decided to accommodate its customers, given the crisis in the country. Sberbank gave deferral and installment payment of credits. Says guide Savings Bank, at the end of this year, the bank will operate special-offer for small and medium-sized businesses.
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