Thursday, August 25, 2011

The bank plans to not present the rejection of lending to small and medium-sized businesses

Small and medium-sized enterprises (SMEs) to fully felt by the lack of funds in the banking system. Most of the banks since the beginning of the liquidity crisis had no other choice, and they had to introduce more restrictive in lending to SMEs. The next step is that banks have increased interest rates. In recent years, SME lending has grown rapidly. Increased the amount and terms of lending, reduced demand and rates for Liens, accelerated and simplified procedure for making credit decisions. Now we get better quality service. Major clients much earlier were distributed among the banks, but the smallest businesses - a fast growing and actively growing segment. Just so the banks do not want to abandon the SMEs. At the moment, due to the global business market for SME lending crisis is experiencing a decrease in growth rates. Some banks have stopped lending, some have raised interest rates, in fact, now banks have taken a pause. It may well be after the stabilization of financial markets for banks the most promising investments will be the SME lending.

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