Wednesday, July 20, 2011

Contributions PI PF: How much to pay to get a decent pension?

We all remember that from the beginning of the current 2010 changes were made in the amount of insurance contributions in PFRF that touched not only employers but also the PI. Now the amount of premium IP should not be less than the minimum prescribed for payment, ie, the sum of 4,330 rubles - 866 rubles per month. PIs are permitted to make contributions to the pension fund as a monthly and an annual one-off payment of 10,392 rubles. The amount of insurance payment goes to the insurance part of pension, provided that the payer born in 1966 or later, or 7000 on the insurance side and 3000 on the savings, if the payer born 1967 and younger. In addition, since early 2010, individual entrepreneurs have to pay and contributions to the territorial health insurance fund in the amount of 1,039 rubles, as well as compulsory health insurance fund - 571.56 rubles annually. These payments are individual entrepreneurs are obliged to do before March 1 each year as a quarterly payment of insurance premiums for them are not provided. In addition, the head of the Russian Pension Fund, says that the payment of insurance premiums to the Pension Fund in the minimum amount is not sufficient for normal retirement by individual entrepreneurs, and therefore more profitable to do yet and additional contributions to the pension fund. Today, a program co-financing pensions, namely: with additional contributions by double this amount, subject to a one-time contribution of at least 2,000 and not more than 12 000 rubles.

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