Sunday, June 12, 2011

Whether all the trades are good for retirement?

Before we talk about what a business suit retirees, and what not, should consider the following two factors: position in life of the pensioner and his advantage over the younger generation. Human life position on retirement is divided into two types: active and passive. Most retirees are quiet and measured life: who is engaged in its small garden on the dacha, someone to provide financial support for children, and someone is trying to survive on a pension. But a lot of pensioners and those who lead an active lifestyle, trying to prove to their children and the state that they have no dependents. The latter, as a rule, almost any small business will be on the shoulder: it is interesting to find out for myself something new, meet new people in the business community and they completely give themselves work. The advantage of senior citizens to young entrepreneurs is: - a full commitment work, unlike the young, which in addition to business activities necessary to establish personal life, get additional education, as well as periodically to rest in the entertainment establishments - life experience, which will surely is a major advantage in working with people and business communication, note the following kinds of business activities that do not fit exactly to pensioners: the insurance activities and securities and investment business. These two types of activities devoted a lot of academic disciplines, which, unlike the business (which in Russia is practiced not on a theoretical basis), are necessary in the conduct of such business. All other types of small businesses need to consider more in detail. Manufacturing small business. In Soviet times, all students after they graduate sent to work in factories and enterprises. Before the perestroika almost every worked in good faith - the salary is not complaining. This extensive experience can pensioners use in small businesses: - manufacture of corrugated cardboard: this is a very profitable business, as it is used not only in the chemical and food industries, and manufacturers of office equipment, household appliances, automobile spare parts for transport and storage of goods in stock - for carpenters good income will come from such a business, a manufacturer of wooden furniture, according to the wishes of the customer. Wooden furniture has always been solid and clearly underlines the status of master of the house - today's youth when choosing a product guide for much of its originality, so making custom soap is also very good business for a retiree - manufacturer of mosaic tiles, which today are among the decor finishing materials - for women of retirement age there is also a niche in the production market: knitting garments made to order (knitted sweaters and sweaters now in vogue). General manufacturing small business choice for most retirees, except for the manufacture of such groups of goods where you have to exert much effort or a lot of funds for the automatic production of goods (for example, manufacturing forged furniture or windows PVC). Small businesses in agriculture. This is also one of the most popular types of entrepreneurial activity in which many pensioners feel "like a fish in water". True, the Civil Code provides that private farms have any grounds for a legal existence. Therefore, the organizational development of the small business must be based on agricultural associations, production cooperatives and societies. We mention just a few ideas for the future development of small businesses in the agricultural sector: - breeding Californian worms: they give a year at least 500-fold reproduction by them receive an organic fertilizer such as vermicompost. Grown on biohumus vegetables are clean and the price and demand is much higher than that grown on mineral fertilizers or manure; - growing of flowers with different colored petals with natural dyes (for example, the Dutch company Happy Roses, which is the world sells chrysanthemums and roses multi-colored petals). Business in agriculture has always had a margin above the average for the entire market. Therefore, for retirees, this kind of small business not only profitable, but also "for the soul: fresh air and no hassles. Trade. The most suitable product for senior citizens, merchants will be those that the market take a stable position and will not change its priority over other products over time. That is, for example, open a salon apparel for young retirees do not make sense because all you need to know to date popular subculture, new trends in fashion. Is also the case with the sale of music CDs, DVD-movies, home and office of the latest technologies. Pensioners, businesses are best to offer the following product categories: - food: if the pensioner lives in her hometown, it is during these years is well aware of almost all residential areas and recreational areas, so it will be easier to determine a winning position for a potential consumer. In addition, in old age, many people cleanly (for example, many can not tolerate the smell of rotten fish or disgust are yellow divorce in refrigeration cabinets) - dry goods, stationery, tableware, home textiles, yarn: here at the opening of small businesses must purchase all required shop equipment and furniture, as well as use the services of merchandisers, as this category of goods is important to the visual attraction of buyers. The scope of services. This kind of small business will be advantageous for those retirees who have considerable experience in any activity. For example, now many women-feminists, but sooner or later they still have to deal with the economy at home. Therefore, advice on preparing your home and delicious food, home care - a "fiefdom" retired. A nice way to learn to work on your computer (it is enough to have basic skills: working with office software and Internet), to create a site (to buy or ask for help from family) and share with people the information (on benefits, grants, and other useful information from your personal experience). Such information will be of interest to people, and you can get good profit from the site (more precisely, for advertising on your site).

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