Tuesday, June 7, 2011

Virtual money or your life?

Protect your pockets, purses and bags from the thieves, we are accustomed to long ago. Learned to choose and reliable banks to keep their deposits and conducting clearing operations. Not so long ago, businesses started to use virtual wallets to pay for hosting your site, reckoning with remote employees, the order of test samples of the goods. Soon, other than pleasant experiences working with different payment systems, businessmen began to divide and sad stories of the devastation the virtual wallets Vasily Tarasov, the owner of a dozen recreational sites, used to keep on their virtual wallets significant amount - to pay the freelancers: copywriters, programmers, seo- optimizers ... Depending on how it is more convenient to the employee, payments are made in Webmoney, Yandex-money. And to save on commissions sites exchanger - sometimes quite impressive - get the hand "from hand to hand" (from a virtual wallet to another) change the currency with other freelancers and employers. One day Basil took turn Yandex-5000 rubles in the same amount of Webmoney. Found a suitable offer of a Tamerlane, he wrote. First, the men sent to each other via a secure transfer, and then reported codes patronage. Here are just a code that was Basil, the system refused to accept. After the third unsuccessful attempt, he wanted to ask Timur, not crept into whether the previous error message, but ... all accounts a "partner" - a profile on the Exchange, ICQ, virtual wallet - were removed ... But that's money Basil Timur had to spend a certain Internet Store Copywriter Karina Yelizarova their money no one "bestowed". But, nevertheless, made one of the most "popular" mistakes owners of electronic purses. When broken her laptop, Carina for three days almost moved to the nearest Internet cafe. Texts sent to customers, remunerated and immediately Cash out on your bank card ... When, after the weekend, she took the laptop out of repair, and began to check mail, I discovered that ... out of her purse was gone the whole virtual "cash": the amount deferred to pay a mortgage ... The support service payment system explained: WMID her account number virtual wallets, key file, and passwords have been copied from a public computer, information about which of three days for the convenience of preserved ... You understand that the administration of Internet cafes has refused to indemnify A web designer Dmitry Shungurov faced with an even more artful way of fraud. While he was on vacation, e-mail essentially not been verified. Returning just read a few dozen angry emails from customers, from whom he allegedly took a couple of weeks ago, an advance payment for work ... and do not comply. A brief investigation revealed: the passwords to his accounts and mailboxes on frilanserskih exchanges have been hacked. During his absence one of the owner has collected cash crop in the $ 850 and completely "lost" on the Internet. And Dmitri, in order not to lose their reputation, one customer had to pay damages out of pocket, for others to do the work for free Here are a few rules - tips to help you advance will be protected from the virtual "pickpockets": 1. Open the virtual wallets only on the computer, which can not benefit from strangers. It is advisable not to use this public computers (transitional business notebook, the computer in an Internet cafe, a working computer). Ideally, use one or two personal computer that nobody except you and the family does not enjoy). 2. In the setting of WebMoney Keeper (Tools - Options Program - Security - View security report) Check that the option "Lock on IP). If an intruder tries to enter a virtual wallet to address the wrong that you have specified, the system will block a virtual wallet. Unlock code you will get SMSkoy on the phone at registration or mail to the e-mail. So do not be lazy to enable the option! 3. Do not feel sorry for the traffic update keeper, because the new version takes into account recent use of "tricks" scams and is built against them, systemic protection. 4. Keep a file of keys to the keeper is not on the computer, on removable media (flash drive, portable hard drive or keep it in the E-num Storage, or USB-key chains and eToken ruToken). 5. Write in a safe place (diary, personal diary access code for the key file (the code like a password for the encrypted file). 6. Given the fact that fraudsters often breaking into someone else's elektronku in search of profit, to activate the keeper then that code would send not on email and message to your cell phone. 7. If you're going to send someone money, do not copy it in the box "To" purse, and dial manually. Otherwise, the program "keylogger" can replace it, and your money will go "on the village of my grandfather. "insure, install additional programs outpost firewall. 8. always - even if to send money to familiar people - protect your transaction protection code. not out of distrust, but precisely in order to sum it got to your destination. 9. Try pay with electronic money only at well-known and well-established online retailers. To avoid a situation where the money store one-day pick, but the goods you bring "forget" 10. If you want to exchange the currencies of different payment systems with another user, choose the person with positive feedback and good rating of the purse. WebMoney In this value BL (higher is better) and zero-TL (credits and loans). 11. Kindly install on all the computers that pay with e-currency, establish a good anti-virus software and regularly and update their operating system. 12. Try not to keep long in a purse large amounts - to see if fraudsters invent a new way to break through the protection of your virtual wallet, it was not very upset. If you have already cheated, first reported the incident to the service support payment system. Perhaps its experts have time to block a virtual wallet villain before it meets to take your money. Then, inform the board police. At the request of law enforcement payment system will provide all the information about the recipient and the "fate" of your money. Be vigilant and let money is not transferred to your electronic purse! Olga Milto.

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