Analyzing the situation in the property market at present, experts suggest that in 2010, will sharply increase the popularity of the lease. At a time when many companies are experiencing tough times and do not guarantee the stability of its employees, banks are reluctant to grant mortgages, home buyers in no hurry to make deals. In all likelihood, it would be logical to wait out this period, taking apartments and rooms. On the other hand, the decline in property prices and forcing sellers to reduce their activity. To real estate is not idle, it makes sense to rent. In this article, we decided to analyze whether favorably to pass real estate, in particular, the room, as is reasonable to assume that the high cost of apartments in Moscow will rent rooms and more popular. Renting apartments to rent - rather low-income business, profit is not more than 4-5% per year and that does not include utility bills, taxes and repair costs. Thus, the rentier income is lower than, for example, on deposits. One of the possible options to increase profits - buying and renting apartments continued in the homes of business - class. This option is suitable for investors who have a lot of money and are willing to wait for a tenant is sometimes quite a long time. Let's see how well the investment of funds in the purchase of a room for rent. Of course, the rooms are cheaper apartments. Price per room, located on the outskirts of Moscow, the range of $ 100 thousand and $ 120 thousand to this amount should be added the cost of finding a suitable option and execution of the deal, the cost of cosmetic repairs and purchase of the minimum necessary furniture and household appliances. Experts estimate these costs another $ 13 thousand total novice investor needs to spend $ 113-133 thousand, of course, this amount is considerably less than the cost of flats, whose prices start at $ 150 thousand - without regard to preparations for the lease. With regard to rents. To pass this to you our hypothetical room on the outskirts of Moscow can be around 12 thousand, provided that the live will be one person and up to 15,000 if two tenants. That is, the ratio of price to rent rooms and apartments directly proportional to the value of the apartment and rooms. The room is 30-40% smaller than the apartment and rent a room as much cheaper. Such a calculation leads Maria Zhukova - Expert MIEL-Rent ": the initial investment (purchase of additional rooms and necessary expenses) - $ 113,000. Rental value of approximately $ 500, $ 50 - cost the owner of the room on utility bills, rent. Thus, the income for the year will be $ 5400. Further, the owner must pay income tax of 13%, which is $ 780. By the way, income tax will have to pay with the entire amount received from the tenant (from $ 6000, because of tax accounting rules, the rent can not be attributed to costs). As a result, the proceeds from the rental amount is $ 4,620 a year. That is, income from renting rooms is less than 4.1%. This amount does not reflect any loss of profits during downtime (a situation where some tenants have already moved out, while others have not yet settled) in addition to costs must be added the cost of minor repairs during the delivery room for rent (the lock was broken, the faucet drip ). In short, the actual rental income is less than 4% per annum, ie, the figure is absolutely the same as rental apartments. The principal difference from the rooms of apartments is undoubtedly the presence of neighbors. And these people are, unfortunately, can have a very significant impact on the rental business. People, preventing the delivery room in his apartment, can be understood - it is one thing to live apart, when someone else's room closed, and quite another - to share a kitchen, bathroom and toilet with strangers. Olga Vladislavlev (Reskor ") tells the neighbors, protecting themselves from outsiders, very creative. They are doing everything possible, until you change the locks on the door. For example, once the owner of one of the rooms in communal apartments had to penetrate into the territory with the help of police. Unfortunately, aid law enforcement by opening doors and ends, in what they are powerless to do anything. That is, the law has the right to lease their property, but at the same time, the neighbors may also be within the law to create your tenants absolutely unbearable conditions. Good relations with neighbors tenants - a happy exception to the rule. From this situation there are several exits, but, as is the case with chairs in a great novel, the most effective of these is to pay for disturbing the neighbors. The amount of this "compensation", of course, depends on the situation of the investor's ability to negotiate with tenants. In any case, the dialogue with its neighbors is needed. We should also stop at the delivery of large apartments pokomnatno. Indeed, that wise: take 3-4-room apartment entirely or rent 3.4 rooms? The amount received from rental of rooms greater than from renting apartments. But, according to the head of the analytical center "Real Estate Market Indicators" of Oleg Repchenko, the probability that the apartment "would kill" is also much higher. Increased costs and time to search for tenants, rooms are idle more often. Enterprise pokomnatnoy putting more troublesome - it is necessary not only to collect rent from several residents, but also to regulate conflicts arising between them. Many owners are not prepared to deal with these institutional arrangements for the sake of a few thousand rubles a month to rent an apartment and prefer a decent family. On the other hand, 3-4 bedroom apartments - the goods are expensive. Tenants who can afford to spend on accommodation 40 000 rubles, very demanding of the state apartments, its finish and location. Those who rents a room, people are generally poorer and therefore less capricious. So, we should not lose sight of that in order to let the room separately, the apartment must meet certain conditions: it should have a big kitchen and a bathroom that all residents could use them. Which can also be concluded from the above? Of course, the rental business generates income is small, and renting rooms to rent it rather troublesome. On the other hand, the rooms are much cheaper than apartments, so there are many people who could get a room, and an apartment anymore. That these people can be advised to purchase a room for speculative purposes when the property is purchased for resale. From this perspective, the acquisition of the room right now in a period of declining prices is a good financial investment. There is no doubt that sooner or later, but real estate prices start to rise. Wait for this moment, renting a room to rent - very reasonable. In this case, the rental income - a nice addition, but not an end in itself. Wish to begin to speculate on the real estate market - buying and renting a room to rent it can be a good "starting point". The main thing to take into account all the peculiarities of this kind of investment and not allow their neighbors to prevent the development of your business.
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